The Allen Thomas Group - Insurance agency Akron, Ohio

Insurance Agency

Akron, Ohio is home to a highly regarded insurance brokerage known as the Allen Thomas Group. We are pleased to cover the entirety of Northeast Ohio as well as more than 20 other states in the United States. By doing so, we ensure that our specialized personal and commercial insurance solutions are available to a diverse variety of individuals and businesses.

We are aware that life is full of surprises and detours, and because of this, we are dedicated to providing all-encompassing protection in order to safeguard the things that are most important to you. We have got you covered whether you need insurance for your prized goods, the health of your family, or the success of your successful business.

Insurance Agency

Business Insurance

Insurance is an essential instrument for businesses to safeguard their investments and assets. It safeguards against losses resulting from unforeseen occurrences such as fires, burglaries, and civil litigation. This form of insurance helps businesses remain financially stable in the event of a disaster. In general, business proprietors can select from a variety of liability and property coverage options for their organization.
In general, business proprietors can select from a variety of liability and property coverage options for their enterprise.

Proponents contend that obtaining business insurance is essential for safeguarding capital investments, properties, and employees against unforeseen risks and liabilities. Furthermore, research indicates that roughly forty percent of businesses that close as a result of a natural disaster never reopen, highlighting the importance of obtaining robust business insurance (Source). Without it, if a tragedy or emergency occurs on the premises, a business could face financial ruin.

Insurance

Akron, Ohio

Commercial Insurance

To fully secure your firm as a business owner, you must be insured against a range of dangers. Property damage, liabilities, workplace injuries, employee benefits, cyber security breaches, and natural disasters are the most prevalent types of risks that require coverage. When running a business, property damage is always a risk: whether from inadvertent destruction or natural occurrences like fires or floods, having the right coverage is critical to avoid financial devastation if a substantial claim is submitted.

Liability insurance protects your company from claims made against it due to carelessness or other circumstances in which you may be held liable for damages caused by your products or services. Overall, it is critical to undertake a risk assessment and obtain the appropriate insurance coverage for your specific needs to ensure that your organization is adequately protected against any potential dangers.

The Allen Thomas Group - Insurance agency Akron, Ohio

Industries We Insure

It is essential for a business to have the appropriate form of insurance for its needs. Depending on the industry, a variety of coverage combinations may apply. General liability insurance covers the legal expenses associated with third-party bodily injury and property damage claims; commercial property insurance protects buildings and their contents; and workers' compensation pays medical expenses in the event of workplace injuries.

In addition, many businesses may benefit from professional liability insurance (also known as errors and omissions insurance) if they provide services or advice, product liability insurance if they manufacture or distribute products, cyber security liability insurance if they collect customer data, auto insurance for company vehicles, and umbrella coverage for added protection.

Business Insurance Policies

In addition to the coverage offered, there are other things to take into account when picking a business insurance policy. To pick the insurance that best meets your needs, consider the claims you are likely to make.

  • Take into account the deductible sum and whether any additional riders or improvements are required.
  • Consider any exclusions that can affect possible claims and whether those things can be covered by additional coverage.
  • Think about the premium price compared to the advantage you get from each item.
  • Last but not least, keep attention to your spending and make sure you have enough money on hand to handle any unforeseen expenses that arise from an accident or claim.
Commercial Insurance Policies

Many entrepreneurs explore customized choices that best fit the scope and needs of their organization when choosing the correct business insurance coverage. Customized alternatives provide safeguards that solve any gaps in coverage in your typical commercial insurance, resulting in a more extensive policy that better matches your company's particular legal and financial requirements.

Customized alternatives are especially helpful if you need specialized types of coverage, such as intellectual property, employment practices liability, kidnap and ransom, cybersecurity, and cybercrime insurance. Furthermore, if purchased through an agency that specializes in certain service lines, custom-tailored coverage might offer considerable cost savings for your firm. No of the size of your company or organization, it is critical to evaluate all available insurance choices to ensure your company is sufficiently protected and that outside parties have faith in its obligations.

Commercial Auto Insurance

With a deep understanding of the unique challenges commercial vehicle owners face, the Allen Thomas Group offers tailored coverage that goes beyond the basics. Whether you operate a single delivery van or manage a fleet of trucks, their policies can be customized to suit your specific needs. Their team of experienced agents works closely with clients to assess their risk profile and recommend coverage that safeguards both the vehicles and the company's financial stability. From liability protection to coverage for physical damage and cargo, the Allen Thomas Group's commercial auto insurance ensures that your business can keep moving forward, even in the face of unexpected accidents or incidents on the road.

What sets the Allen Thomas Group apart is its commitment to exceptional customer service. They understand that prompt claims processing and support are essential for minimizing disruptions to your business operations. With their dedicated claims team, they aim to simplify the claims process, providing efficient and responsive assistance when you need it most. Whether you're a local business or a national enterprise, the Allen Thomas Group's commercial auto insurance offers peace of mind and protection, allowing you to focus on what you do best while they take care of your insurance needs on the road.